After Green Card

After obtaining a Green Card, also known as Lawful Permanent Residency, there are numerous opportunities and responsibilities that come with your new status in the United States. Here's a comprehensive look at life after obtaining your Green Card:

1. Path to U.S. Citizenship:

As a Green Card holder, one of the biggest benefits is eligibility to apply for U.S. citizenship after a specific period of time, typically five years. For those married to a U.S. citizen, the waiting time can be shortened to three years. Becoming a citizen provides additional rights, such as the ability to vote, obtain a U.S. passport, and more extensive protection from deportation.

Steps toward Citizenship:

• After the required time period, you may file for naturalization using Form N-400.

• You must demonstrate good moral character, continuous residency, and proficiency in English, as well as knowledge of U.S. history and government (civics).

• The final step is passing the naturalization interview and test.

2. Real Estate and Home Ownership:

With the stability of permanent residency, many Green Card holders explore purchasing real estate. Being a Green Card holder often grants access to better mortgage rates, as you’re considered a more stable borrower compared to those on temporary visas.

Key Considerations:

• As a permanent resident, you are eligible to apply for federal mortgage assistance programs such as FHA loans.

• Homeownership in the U.S. is a major milestone that can offer financial benefits, including tax advantages.

3. Access to Education:

As a Green Card holder, you and your children have access to the U.S. educational system, which includes free public school education from kindergarten through 12th grade. Additionally, Green Card holders have the advantage of qualifying for in-state tuition rates and can apply for federal student financial aid.

Higher Education and Scholarships:

• Permanent residents are eligible for government-backed financial aid like Pell Grants, Stafford Loans, and more.

• There are also scholarships available specifically for Green Card holders to assist in pursuing higher education.

4. Employment Opportunities:

With a Green Card, you no longer need work permits like the Employment Authorization Document (EAD) to be employed in the U.S. You are eligible to work for any employer in any job, as long as the position doesn't require U.S. citizenship (like certain government jobs). Additionally, you are entitled to workers’ rights and protections under U.S. law.

5. Traveling Abroad:

A Green Card allows you to travel outside the U.S., but there are limitations. You must maintain your permanent residence by not staying outside the U.S. for extended periods without prior permission, as long absences can jeopardize your Green Card status.

Travel Tips:

• If you plan to stay outside the U.S. for more than one year, you should apply for a Re-entry Permit (Form I-131) to protect your Green Card status.

6. Responsibilities and Obligations:

• Tax Filing: Green Card holders must report and pay U.S. taxes on their global income.

• Address Changes: You must notify USCIS of any change in your residential address within 10 days by submitting Form AR-11.

• Legal Compliance: You are expected to comply with all U.S. laws, and any criminal activities could jeopardize your permanent resident status.

7. Healthcare Access:

As a Green Card holder, you may be eligible for government-funded healthcare programs, such as Medicaid, depending on your income and the state you reside in. You also have access to purchase health insurance through the Affordable Care Act (ACA) marketplace.